Characters keep their clothes on while they fuck, usually just pulling underwear aside, unzipping a fly, or lifting a skirt to get access. The panels lean into the kink of fabric rubbing against skin, half-dressed bodies grinding, and hurried, messy sex where belts, boots, or uniforms stay on. You often see hands tugging at clothing while a dick is shoved in, with cum splattering onto shirts, panties, or whatever they never bothered to take off.